Construction Mortgage in Canada That Supports Every Stage
What a Construction Mortgage Really Delivers
A construction mortgage is a funding bridge between your plans and a completed home. These loans are structured to disburse funds in stages as your build progresses, keeping pace with your project’s needs while protecting your budget and risk exposure.
At Mortgages365, we help you navigate everything from builder requirements to lender inspections. Whether you are hiring a contractor or building yourself, we ensure your mortgage aligns with your construction timeline and financial goals.
- Financing for new builds, major renovations, and land + build projects.
- Access to draw mortgages, self-build, and owner-occupied loans.
- Lender coordination for inspections and funding release.
- Guidance on appraisals, contracts, and permits.
- Options from prime and alternative Canadian construction lenders.
Construction Mortgage Options Built for Real Plans
No two builds are the same. That is why our advisors tailor each construction mortgage around your project scope, funding schedule, and long-term financing strategy. We take care of the lender requirements, so you can focus on the build itself.
- Custom Home Builds: We secure financing that aligns with your drawings, permits, and stage-by-stage budget.
- Major Renovations: When upgrades require more than your savings, we help fund improvements that grow your property’s value.
- Multi-Phase Projects: We coordinate draw-based financing to keep complex projects moving with minimal delays.
With Mortgages365, you receive flexible construction funding matched to your real-world planning and payment milestones.
What You Get with a Mortgages365 Construction Mortgage
Staged Financing
Construction requires precision, and so does your financing. We structure mortgages that release funds in stages based on inspection milestones, ensuring you receive the right amount at the right time.
Fast Processing
We understand that build timelines are tight. From initial application to lender communication, we act quickly to avoid funding delays that slow down your progress.
Expert Guidance
From blueprint review to final inspection, we guide you through the full process. Our licensed mortgage experts clarify requirements and coordinate directly with lenders and appraisers.
Flexible Terms
Every project is unique. We ensure your financing comes with terms that reflect your risk level, repayment comfort, and post-construction goals.
Lender Access
We connect you with Canadian lenders who specialize in construction financing. Whether you need a draw mortgage, bridge financing, or a custom structure, we find a lender who supports your build type.
Peace of Mind
Construction can be stressful, but we help remove the uncertainty. Our role is to streamline the mortgage side so you can stay focused on the build.
