Credit Rehabilitation Services in Canada That Work for You
Strengthen Your Credit With a Guided Plan
Credit rehabilitation in Canada goes beyond simply checking your score. It’s about understanding how your credit file is structured, and knowing which actions will make a measurable difference.
At Mortgages365, we help you identify improvement opportunities, clean up reporting errors, and build healthy financial habits that reflect well with future lenders. Whether you’re aiming to qualify for a mortgage or just improve overall standing, we support you step by step.
- Full credit file review with practical recommendations.
- Guidance on late payments, collections, and balances.
- Help addressing reporting errors or outdated accounts.
- Lender-matched plans to rebuild financial credibility.
- Support for new credit-building tools and secured cards


Real-Life Support for Stronger Credit
Credit challenges are more common than most people think—and they can be addressed with the right strategy. We meet you where you are and create a plan that moves you forward.
- After Payment Issues: Start fresh with a structure that promotes on-time activity.
- Following Life Events: Bounce back from past disruptions with real, respectful support.
- Planning Ahead: Build your credit intentionally for future homeownership or lending.
Our team provides guidance without judgment, and always with your long-term success in mind.
H4: What You Can Expect from Mortgages365
Credit Profile Review
We examine your full credit report, including score, payment history, and public records, to give you a clear understanding of where things stand today.
Custom Repair Strategy
We build a personalized rehabilitation plan that includes short-term actions and long-term credit-building habits, all tailored to your financial situation.
Dispute and Cleanup Help
If there are inaccuracies or outdated items on your credit report, we help you take steps to correct them through proper channels.
Progress-Based Lender Matching
Once improvement is underway, we connect you with lenders who support Canadians on the road to financial recovery.
Positive Credit Tools
We guide you toward secured cards, budgeting methods, and low-risk credit accounts that boost your profile over time.
Consistent Check-Ins
You won’t be doing this alone. We offer follow-ups to monitor progress, answer questions, and adjust your strategy as needed.