Debt Consolidation in Canada Made Simple
Use Your Mortgage to Regain Control
Debt consolidation lets you combine outstanding balances from credit cards, loans, and lines of credit into one structured solution—backed by the equity in your home. This approach replaces scattered repayment with one clear path forward.
At Mortgages365, we guide you through the entire process. From reviewing your debt load to connecting with trusted lenders, we make sure every detail works in your favour.
- Personalized review of your current debts and financial goals.
- Mortgage solutions that improve affordability and simplify budgeting.
- Access to lenders who support consolidation strategies.
- Flexible repayment terms designed around your income.
- Ongoing advice to help protect and improve your credit.
Solutions That Fit Your Situation
There’s no one-size-fits-all approach to debt consolidation. That’s why we offer tailored strategies to match your lifestyle, payment habits, and long-term plans.
- Multiple Credit Accounts: Bring together balances from credit cards, lines of credit, or loans.
- Lower Monthly Payments: Replace several bills with one stable mortgage payment.
- Credit Improvement Planning: Consolidate now and build momentum toward a better score.
We create a practical strategy that clears the noise and keeps your progress on track.
What You Can Expect from Mortgages365
Full Financial Review
We start with a clear picture of your current debts, income, and mortgage position. This helps us recommend a solution that makes sense for both today and tomorrow.
Simplified Payment Plan
Instead of managing several due dates and interest rates, you’ll have one predictable payment. This can reduce financial stress and improve day-to-day budgeting.
Equity-Based Options
If you’ve built up equity in your home, we help you use it strategically to absorb high-interest debt into a more manageable mortgage structure.
Wide Lender Access
We work with major banks and flexible lenders across Canada. Whether your credit is strong or still recovering, we match you with the right partner.
Improved Financial Outlook
Consolidating your debt can lead to better overall cash flow and lower credit utilization, helping you take positive steps forward.
Trusted Support
Our licensed mortgage advisors guide you through every decision. We’re here to answer questions, provide updates, and help you stay confident throughout the process.
