Mortgages for First-Time Home Buyers in Canada, Made Simple
A Smart Start to Your First Home Purchase
When you’re buying your first home, everything is new: lenders, rates, terms, paperwork. That’s why it’s important to start with clarity. We help first-time home buyers in Canada make informed decisions by breaking down what matters, like affordability, timing, and financing strategy.
Our team walks you through the process, explains your options, and matches you with trusted Canadian lenders offering mortgages that support your goals.
- Support with down payment planning and savings strategies.
- Guidance on incentive programs available for new buyers.
- Pre-approvals that set your budget and build buying power.
- Access to over 100 national and regional mortgage lenders.
- Fixed and variable mortgage options designed for your future.
Mortgage Guidance That Fits First-Time Buyers
Every buyer has a different starting point, and we adjust our advice accordingly. Whether you're working with limited credit history, exploring co-ownership, or saving up for a starter home, we offer mortgage strategies designed around real life.
- Buying with a Partner: Understand shared responsibility and income blending.
- Using a Gifted Down Payment: We help document and present it correctly.
- Planning Long-Term: Choose terms that grow with your financial goals.
We explain every step clearly and tailor your mortgage to match your needs today and your plans for tomorrow.
What You Can Expect from Mortgages365
Clear Planning
We take the time to explain your mortgage options, monthly payments, and what to expect along the way, so you always feel in control.
Access to Incentives
Our advisors help you take advantage of Canada’s first-time home buyer programs to reduce upfront costs or boost affordability.
Wide Lender Network
You’ll be matched with the right fit—from major banks to flexible lenders who support first-time buyers with diverse income types.
Fast Pre-Approvals
We get your application reviewed quickly so you can start house-hunting with confidence and a clear price range.
Flexible Options
Whether you prefer fixed or variable rates, open terms, or extended amortizations, we tailor your mortgage to your comfort level.
Ongoing Support
From your first call to move-in day, our licensed mortgage advisors are available to answer questions and move things forward.
