Mortgage Pre-Approval in Canada That Gives You Clarity and Control
Why Pre-Approval Is a Smarter First Step in Home Buying
A mortgage pre-approval is a strategic tool. With it, you’ll know how much you can borrow, what your monthly payments could look like, and which rates are available based on your current financial profile. It also shows sellers and agents that you’re serious and ready to move.
At Mortgages365, we make the process simple, secure, and tailored to your needs, whether you’re buying your first home or upgrading to a new one.
- Real-time approval decisions from top Canadian lenders.
- Rate holds to protect you from market fluctuations.
- Pre-approvals for salaried, self-employed, and variable income buyers.
- Advice on choosing between fixed and variable options.
- Guidance on down payments, income requirements, and next steps.
Pre-Approvals That Help You Make Confident, Competitive Offers
We know timing and clarity are everything when you’re entering the real estate market. A pre-approval from Mortgages365 gives you both. Instead of guessing your price range or relying on online calculators, we give you lender-backed numbers you can trust.
- First-Time Buyers: We walk you through every step and explain the numbers behind your budget.
- Repeat Buyers: If you’re upsizing or relocating, we help you secure a new pre-approval that fits your evolving goals.
- Fast-Moving Markets: We help you act quickly by getting your documents in order ahead of time.
What You Can Expect from Mortgages365
Straightforward Process
We keep it simple. Submit your details, and we match you with lender options that reflect your income, credit, and goals. No guesswork, no jargon.
Faster Turnaround
Pre-approvals don’t have to take days. Our advisors start reviewing your file the moment it comes in, helping you move forward without delays.
Lender Access
We work with a vast number of Canadian lenders. That means more pre-approval choices, more competitive rates, and better odds of approval.
Expert Matching
Every buyer has a different story. We help match you with the right lender type, whether you’re salaried, self-employed, or have non-traditional income.
Rate Holds
Worried about rates rising before you buy? We lock in your pre-approved rate for up to 120 days while you search.
Step-by-Step Guidance
From income documents to credit checks, we walk you through what’s needed and why, so you always feel informed and ready.
