Mortgage Renewal That Works for Your Next Chapter
Renewing Your Mortgage Is a Financial Opportunity
Many homeowners treat mortgage renewal as a checkbox, but it’s much more than that. This is your chance to revisit your entire mortgage plan and get a deal that better fits where you are now.
At Mortgages365, we take the time to review your current rate, term, lender, and financial goals. Then we scan the market for better options across banks, credit unions, and alternative lenders. You’ll know exactly what’s available before you lock into your next term.
- Compare renewal offers from over 100 Canadian lenders.
- Adjust rate types, amortization, and repayment structure.
- Avoid auto-renewals that cost you more over time.
- Reduce your interest rate or monthly payments
- Access equity or blend in other financial goals.
Flexible Solutions for Every Commercial Project
Every commercial investment has its own risks and rewards. That’s why we don’t offer cookie-cutter loans. Our advisors work closely with you to understand your project, secure lender interest, and negotiate a mortgage that meets your exact needs, whether it’s an owner-occupied facility or a high-yield rental property.
- Retail & Office Properties: Secure mortgage financing for standalone units or multi-tenant buildings.
- Industrial & Warehousing: Get approved for specialized-use buildings with confidence.
- Mixed-Use & Multi-Family: Finance properties with blended zoning and rental income streams.
What You Get with a Mortgages365 Commercial Mortgage
Custom Structuring
We tailor your commercial mortgage terms to reflect your business model, tenant arrangements, and long-term plans, giving you a financing structure that works in the real world.
Market-Aligned Rates
Our team actively monitors commercial mortgage rates to ensure you get competitive pricing, whether fixed or variable, short-term or long-term.
Flexible Repayment Options
Need interest-only periods or staged draws? We help structure terms that match your construction timeline or tenant cash flow.
Wide Lender Access
We work with Canadian banks, credit unions, private lenders, and institutional funds, so you’re never stuck with one quote or rigid approval requirements.
Guided Application Support
From financial packaging to lender proposals, we prepare your documents and support you throughout the due diligence process.
End-to-End Transparency
We keep you fully informed through underwriting, approval, and closing, so there are no surprises, delays, or last-minute changes.
