Self-Employed? We Have Solutions.
✅ Flexible Documentation ✅ Access to B-Lenders ✅ Expert Guidance
Get Your Personalized Mortgage Plan
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A Broker Who Understands Your Business
We know your income isn’t always a neat T4. Our network of lenders offers specialized programs for self-employed individuals.
EXCELLENT Based on 37 reviews Posted on Mekhi GayleTrustindex verifies that the original source of the review is Google. Quick in responding and good mortgage teamPosted on Domingos SaramagoTrustindex verifies that the original source of the review is Google. Very good rate and great servicePosted on Raj PatelTrustindex verifies that the original source of the review is Google. The mortgage process was simplified and it was made so easy. I will always recommend Mortgage365Posted on Peter HilgeTrustindex verifies that the original source of the review is Google. 100% recommeded
How We Help Our Self-Employed Clients
Flexible Programs
Business Expertise
Stronger Approval Odds
Common Questions for Self-Employed
What documents do I need to apply?
Typically, we need your personal tax returns for the past two years, along with a T1 General. Depending on your situation, we may also require business financial statements or a Notice of Assessment.
Can I get a mortgage with only one year of self-employment?
While many lenders require two years, we have access to specific programs that can consider applicants with only one year of self-employment history. We will assess your individual case to find the best option.
Will a limited income on my tax return be a problem?
Not necessarily. We understand that self-employed individuals often use tax write-offs to reduce their taxable income. We can explore options like Stated Income Mortgages or other non-traditional programs with you.
Let's Get Your Mortgage Approved.
Don’t let banks hold you back. Contact us today for a free consultation and a mortgage plan tailored to your business.